Free Tools

Tools for South Florida Homeowners

Everything on this page is free. Built on real county data — 2.1M+ parcels, 1.37M+ permits — not national averages or guesses.

Quick Answer

The single tool that does the most for a South Florida homeowner is the instant cost estimator — enter your address and get a real cost range, your property record, and your permit history in one shot. The other tools on this page are specific cuts of that same dataset for different jobs.

Source: 2.1M+ parcels + 1.37M+ permits across Miami-Dade, Broward, and Palm Beach

Instant Cost Estimator

Enter your address, pick a project, get a real cost range from county permit data.

Open the calculator

Permit Lookup by Address

See every building permit on file for your home — roof, windows, electrical, additions.

Look up my home

Roof Age Checker

Find the most recent roof permit on your property and estimate remaining lifespan by material.

Check my roof age

Wind Mitigation Savings Estimator

Estimate how much a new roof or impact windows would save on your homeowners insurance.

Coming soon

Quote Checker

Paste a contractor's quote — we compare every line item against local averages and flag red flags.

Coming soon

Home Protection Score

A 0-100 score for how well-protected your home is against hurricanes and insurance non-renewal.

Open the calculator

The Cost Estimator

The cost estimator is the centerpiece tool. You enter your South Florida address and the system does five things at once:

  1. Autocomplete against 2.1 million tri-county parcels — your home pops up after a few characters
  2. Property record — year built, square footage, owner-occupied, last sale price
  3. Permit history — every roof, window, electrical, plumbing, or addition permit on file
  4. Project picker — choose roof, impact windows, or both
  5. Material picker — shingle, tile, metal, or flat — with the local cost range for each

The estimate you see at the end isn't a national average. It's calculated from real signed-contract values pulled from permits in your zip code, weighted by your home's actual size from the property appraiser.

Permit Lookup

South Florida building permits are public record by Florida law (FS 119). Our permit lookup surfaces them in one search instead of forcing you to hunt across 30+ municipal portals.

For each permit on a property, we show:

  • Permit number and issuing jurisdiction
  • Issue date
  • Permit type (roof, window, electrical, etc.) and full description
  • Contractor of record (name and license number)
  • Estimated value
  • Status (open, closed, expired)

Roof Age Checker

Roof age drives insurance underwriting in Florida more than any other single factor. Our roof age checker finds the most recent roof permit on your property and estimates remaining lifespan based on the installed material.

If you're close to the carrier non-renewal threshold (15-20 years for shingle, 25 years for the underlayment under tile), getting ahead of the replacement protects both your home and your insurance status.

Home Protection Score

Our home protection score is a 0-100 rating that combines five inputs: roof age, roof material, opening protection (impact glass or shutters), year built relative to the Florida Building Code (homes built 2002+ are FBC homes), and current permit status.

A score above 75 means your home is well-positioned for renewal with most South Florida carriers. A score below 50 usually means a non-renewal letter is coming and proactive replacement makes sense.

Try the estimator on your home

Real cost range, real property record, real permit history — in about ten seconds.

Get Your Free Estimate

Data sources

Every number on every tool is derived from public, verifiable records. We don't hand-tune estimates and we don't use national averages. The full provenance is documented on our methodology page:

  • 2,146,903 tri-county parcels from the Miami-Dade, Broward, and Palm Beach property appraisers
  • 1.37M+ building permits scraped from 30+ municipal and county permit portals
  • Material price scales calibrated against signed-contract values, updated monthly
  • Florida Product Approval database for current wind-rated products

Data last updated: March 2026